Frequently Asked Questions : MHSS

MHS Scheme is our Maternal Health Support Scheme specially designed to support women and families with easy and convenient options to pay for medical expenses. 

Fertility treatments, natal (child delivery) services, bariatric (weight control), specialized procedures such as hysterectomy, myomectomy etc.

The MHS Scheme covers both domestic and overseas medical bills.

We are in partnerships with 11 top hospitals/clinics but we intend to add an additional 50 before year end. We can link you with these hospitals and work with you.
The scheme is designed to support women and families in general with financing to pay for medical bills. This is open to everyone but you need to have a banking relationship with Access Bank.
For some specific medical procedures we have partner hospitals otherwise we would accept your preferred hospital which must be accredited in line with our acceptance criteria.
Usually, the value of financing is subject to your capacity to repay. However, we can provide support for bills as high as $25,000 or its Naira equivalent.
You or your partner or both need to have a banking relationship with Access Bank either as a salary earner, or an entrepreneur. In the case of families, couples can combine their resources for the purpose of financing.
The scheme is available for approved procedures but subject to your capacity to repay.
You can apply on line at or pick up an application form in any of our branches closest to you nationwide.
All information exchanged under this scheme will be handled with utmost confidentiality and will only be available to relevant parties.

It is a financing bridge that can also be a life saver depending on the urgency of the procedure. Other benefits include:

  • Application form with quick approval decisions.
  • Competitive payment options and convenient monthly payments.
  • Low rates.
  • Guaranteed confidentiality.
On many occasions patients are unable to pay up-front for their medical procedures or medical devices. Access Bank under the MHS Scheme will assist patients by helping them finance their medical procedures hassle-free. Through our partnership with experienced medical experts and institutions, we are able to get you the right medical financing options, at the best rates, on time.

However, if you already have a provider you are seeing who does not work with us, we can work with your provider to make sure we can still finance the procedure you need subject to our acceptance criteria
We offer personal loans covering medical expenses for tenors ranging from 12 - 36 months at very competitive rates (14%).
In most cases, you will not have to make a down payment. All you have to do is domicile your salary account to Access Bank. Where you are not employed but your husband is, we will accept a domiciliation of his salary with us. In rare instances, we may consider other acceptable securities.
Once you’re approved, our team will contact to you to go over your interest rate, financing options and approved loan amount. We would then contact your physician and work out the details of your procedure and its financing terms. All you have to do after that is show up on the day of your procedure! 
Feel free to email us at or call us at: 01-2712005-7
Ready to apply?
Please speak with one of our representatives for help with your application or any questions you may have, Call 01-2712005-7.

*Terms and condition apply 

Latest News

S&P Global Ratings Provides Aligned Opinion on Access Bank PLC's Sustainable Finance Framework Access Bank Plc (Access) enters into acquisition agreements with Standard Chartered Bank Access Bank launches the first American Express® Cards to be issued in Nigeria NOTICE OF ANNUAL GENERAL MEETING 2022 Access Bank PLC FY Financial Statement