Savings Account

Open and operate Diaspora savings account even if you work and live abroad.

You can run a savings account from wherever you are, just as you would if you were home.

Product Features

  • N1,000 minimum opening & daily balance.
  • No monthly maintenance fee.
  • Interest rate of 5.625% p.a. paid monthly.
  • Allows direct debit/standing order instruction.
  • Visa Debit Card issuance.
  • Mobile and Internet Banking available.
  • No restrictions on the number of withdrawals.


  • Account is online real time.
  • Free Financial Advisory Services.
  • Earn interest (Diaspora Savings) on account balances.
  • Monitor account activities at the comfort of your home or office through the internet.
  • Third party withdrawals

Account Opening Requirements

The requirements for Diaspora Savings, Diaspora Naira Current and Diaspora Domiciliary are the same, and includes:

  • Duly completed account opening form including signature mandate section.
  • 1 Passport Photograph
  • Proof of Identity: A notarized/sighted copy of any one (1) of the following Identification:

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    • A valid Nigerian passport
    • A valid International/foreign passport – supported by proof of Nigerian origin (Birth certificate, expired/valid
    • Nigerian passport or driver’s license, etc.)
    •  A valid Nigerian driver’s license
  • Proof of Residential Address: A notarized/sighted copy of any one (1) of the following:

    • Duly filled Banker's Confirmation
    • Copy of utility bill issued within the last three months showing the same address as supplied.
    • Bank/Credit statement issued within the last three months showing customer address
  • References (Diaspora Naira Current and Domiciliary accounts): Two acceptable references using either of the following options:

    • Option 1:

    • An independent reference letter obtained from current bankers (foreign) and
    • A signed reference form by an Attestor of Nigerian origin who maintains a current account with a Nigerian Bank.
    • Option 2:

    • Two signed reference forms by Attestors of Nigerian origin who maintain a current account with a Nigerian Bank.
  • Indemnity: Duly executed indemnity form (for Email, Fax and Scanned Documents)
  • For Joint accounts: A notarized copy of marriage certificate is also required along with all other necessary documents as stated above.
  • BVN of signatory(ies)
  • AML risk assessment
  • FATCA form (if customer is residing in the USA)

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