SME Accounts

Discover business accounts tailored to your turnover and business needs. Simplify your banking and save more with accounts designed for your business growth.

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DBA Classic

Diamond Business Advantage (DBA) is a current account with a modest fixed monthly fee designed to add value to Micro, Small and Medium businesses (MSMEs) through smart banking (cost management).


VARIANTTRADE LITE (Ind/Bus)LITE 
(Ind/Bus)
BASIC
(Ind/Bus)

GROWINGESTABLISHED
PREMIUM

PRESTIGE

Monthly Debit Turnover
₦1million
₦1million

₦4million
₦12million
₦50million

₦100million
₦300million
Monthly Fixed Charge
₦200

₦200
₦2,500₦5,000
₦20,000
₦40,000
₦60,000

FEATURES

  • Monthly fee waiver applies if a minimum daily balance of N1m (for DBA Basic, Growing, and Established) is maintained in your account all through the month.
  • Monthly fee waiver applies if a minimum daily balance of N2m (DBA Premium) and N3m (DBA Prestige) is maintained in your account all through the month.
  • Penal charge applies on excess of monthly debit turnover limit if exceeded.

DBA FLEX

Say hello to a new era of banking with DBA Flex. Designed for high-end businesses, it's more than just an account—it's a personalized financial solution. Enjoy exclusive discounts based on your monthly turnover and daily balance. It's banking that bends to fit your needs!



VARIANTFLEX GROWINGFLEX ESTABLISHED
FLEX PREMIUM

FLEX  PRESTIGE

Monthly Debit Turnover
₦50million
₦100million

₦250million
₦500million
Monthly Account Maintenance (subject to maintenance of the required daily minimum balance)
0.20k/mille

FEATURES

  • Zero monthly fixed charge
  • Access to loans
  • Increased monthly turnover threshold.
  • Concessionary monthly CAMF subject to maintenance of the required daily minimum balance
  • Access to Xclusive Offerings (T&C applies)
  • Access to Business Debit cards

ACCESS SCHOOL ADVANTAGE (ASA)

ASA is an account tailored specifically for creches/pre-schools, nursery/primary schools and secondary schools that are registered with recognizable bodies such as the CAC and the Ministry of Education


FEATURES

  • Minimum opening balance of N10,000
  • Minimum operating balance of N10,000
  • Termly service charge of N9,000
  • Sponsorship of school events
  • Access to Loans

SME GOLD CURRENT ACCOUNT

This is a cost-effective transactional account for price sensitive customers and is targeted at SMEs and Limited Liability Companies.

 


FEATURES

  • Minimum opening balance of N10,000
  • Minimum daily balance of N20,000
  • Maximum monthly turnover of N50million
  • N1/mille charge on excess of the turnover threshold
  • This account is a non-borrowing account.

MPOWER BIZ ACCOUNT

This account is designed to empower SMEs as it helps business owners run their accounts at minimal costs. It is targeted at SMEs (Traders, professional firms, joint ventures, NGOs, churches etc.)


FEATURES

  • Minimum opening balance of N50,000
  • Daily balance of N100,000
  • Maximum monthly turnover of N100m
  • N1/mille charge on excess of the turnover threshold
  • This account is a non-borrowing account.

Open a business account today!


Get in touch with our experts

To talk to us about how we could support your business,
please call us on: 

+234 0201- 2712005-7, +234 0201-2802500, 07003000000

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