Early Savers Account

Early savers is a savings account designed especially for children below the age of 0-18 years, including unborn children.

Open an account now
quote-marksEarly savers is a savings account designed especially for children below the age of 0-18 years, including unborn children.

The account is opened and operated by parents (in trust) for their children till they become adults. The best way to encourage healthy financial habits and literacy in your children is to start early. 

This will help them become financially responsible adults.

Product Features

   
Minimum opening balance as low as N1000
    
Interest rate of  7.95 %  p.a.
    
Allows standing instruction
    
Allows deposit of dividend warrant
   
Permits 4 withdrawals per month without losing interest.
   
The account is opened by the parent and held in trust for the child, until the child becomes of age to operate the account

Benefits

  • Access to Educational Loan.
  • Membership of the Early Savers Financial Literacy Club.
  • Opportunity to exclusively attend the Access Early Savers events.
  • Invitation to career fairs and events.
  • Lodgment of dividend warrants in child’s name is allowed.

Requirements

  • Duly completed account opening form.
  • Proof of Residence.
  • KYC Documentation of the child and guardian.
  • 1 passport photograph each for parent/guardian and child/ward.
  • Parent’s Valid means of identification (NIN/Voter's Card/International Passport/Driver's Licence).
  • Birth certificate of the beneficiary (child)/International Passport.
  • Parent/Guardian’s BVN.
  • Tax Identification Number  (TIN)

Set Up a Standing Instruction for Your Ward's Account in Minutes

  • Need to automate your recurring payments? Here's how to set up a Standing Instruction on the Access Mobile App.
  • Start by signing in to the Access Mobile App with your password. Once you're logged in, tap "Show All."
  • Select "Transfer," then tap "Scheduled Transfers." Next, select "Add Transfer" and choose either Access Transfer or Other Bank Transfer.
  • Choose your preferred transfer frequency—Daily, Weekly, Monthly, or One-off.
  • Then, set your payment pattern, payment purpose, start date, and, where applicable, an end date. Once you've completed these details, tap "Save."
  • You'll be redirected to the Transfer page. Select the account you want to debit, enter the beneficiary's account number, input the transfer amount, and tap "Proceed."
  • Review the transaction details carefully to confirm everything is correct. Then tap "Transfer," enter your PIN to authorize the transaction, and that's it—your Standing Instruction has been successfully set up.
  • With Access Mobile, managing recurring payments is simple, secure, and convenient. Set up your Standing Instruction today and bank the smart way

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TERMS AND CONDITIONS FOR INDIVIDUAL ACCOUNT OPENING FORM

Interest Form

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