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Early Savers Account

Find out how you can start saving today for tomorrow with our Early Savers account.

Open an account now
quote-marksEarly savers is a savings account designed especially for children below the age of 18 years, including unborn children.

The account is opened and operated by parents(in trust) for their children till they become adults. The best way to encourage healthy financial habits and literacy in your children is to start early. 

This will help them become financially responsible adults.

Product Features

Minimum opening balance of N1,000
Zero minimum daily balance
Interest rate of 4.95% p.a.
Allows direct debit instruction
Illow deposits of dividend warrants up to N10,000 (a/c payee only)
The account is opened by the parent and held in trust for the child, until the child becomes of age to operate the account


  • Opportunity to exclusively attend the Access Early Savers events.
  • Membership of the Early Savers Financial Literacy Club.
  • Unrestricted Access to the Early Savers Microsite via https://earlysavers.accessbankplc.com.
  • Free Early Savers Quarterly newsletter.
  • Lodgment of dividend warrants in child’s name is allowed (subject to a maximum of N10, 000).
  • Access to school fees advance (for parents)
  • Account is online and real time.


  • Duly completed account opening form.
  • Proof of Residence.
  • KYC Documentation of the child and guardian.
  • Valid proof of residence.
  • Visitation report.
  • AML risk assessment of the guardian.
  • 1 passport photograph each for parent/guardian and child /ward.
  • Parent’s means of identification. Note: a valid means of Identity, with same address as quoted in the account opening.
  • Package, will serve both as means of ID and address verification.
  • Birth certificate of the beneficiary(child)/International Passport.
  • Parent/ Guardian’s BVN.

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