Individual Current Account

Our individual current account allows you to enjoy seamless and convenient everyday banking.

Open an individual current account today.

Our individual current account allows you to enjoy seamless and convenient everyday banking.

Product Features
Opening balance of N10,000
No minimum balance required
Account maintenance fee of only N1/mile
Different variants of Debit Card (based on the your preference)
Access to internet and mobile banking
Availability of cheque book
Allows direct debit instructions
Third-party transactions enabled
All other transactions are charged (at bank’s approved rate2 duly completed reference forms2 duly completed reference formsAccess to cash anytime, anywhere with debit cards and ATMs


  • Enjoy access to overdraft and loan facilities (for qualified customers) at competitive rates.
  • Remote access to your bank account.
  • Monitoring of account activities from the comfort of your home/office via internet, telephone and mobile banking.
  • Third-party withdrawals.
  • Convenient & flexible account opening requirements.
  • Provides account information updates via SMS/Email alerts.
  • Access to cash anytime, anywhere with debit cards and  ATMs

Account Opening Requirements:

  • Duly completed account opening form (including signature mandate section).
  • 2 duly completed reference forms
  • Means of identification e.g. National Identity Card, Driver’s License, International Passport or Voter’s card
  • KYC Documentation of the customer.
  • Valid proof of residence.
  • Visitation report.
  • BVN of signatory (or signatories)
  • AML risk assessment.
  • 1 passport photograph.
    An opening deposit of N10, 000 (cheque/cash)
Product Pricing:
Account Maintenance chargeN1/mille
Closure of accountFree
Cash handling feesFree
Cost of cheque book, ATM cards and all other transactionsN1/mille

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