There's something for 
 everyone on QuickBucks

QuickBucks is a digital lending platform by Access Bank, that serves as a hub for your immediate financial needs. The platform offers credit-worthy customers a range of instant loans and financing solutions for content, consumer goods and services. The QuickBucks platform is accessible via:

  • Web
  • Mobile application
  • *901# - USSD
  • Selected eCommerce merchant check-out APIs



Salaried Loans: Bullet Loans

Payday Loan

Qualifying Amount:Up to 75% of monthly salary 50% of monthly salary (FG, NIP, Flexswitch and 3rd party)
Max. Amount:₦1m
Tenor:30-day or pay day, whichever comes first
Interest Rate:12% (in-house) 13% (3rd party)
Other Fees: (upfront)1% management fees 0.3% CLI

NYSC Loan

Qualifying Amount:50% of allowance
Max. Amount:₦20k
Tenor:30-day or allowance payment, whichever comes first
Interest Rate:6%
Other Fees: (upfront)1% management fees 0.15% CLI

REQUIREMENTS

  • Must have evidence of 2 salary payments over 3-months via approved payment platforms
  • Minimum of 3-months relationship in Access Bank
  • Must have NYSC allowance account
  • Facility available during NYSC service year
  • No documentation and collateral required
  • Available on QuickBucks, AccessMore, USSD and QuickBucks

Salaried Loans: Multi-tenored Loans

Payday Loan

Qualifying Amount:100% of monthly salary
Max. Amount:₦3m
Tenor:3-months
Interest Rate:11% monthly on reducing balance
Other Fees: (upfront)1% management fees 0.5% CLI

Salary Advance

Qualifying Amount:200% of monthly salary
Max. Amount:₦5m
Tenor:6-months
Interest Rate:10% monthly on reducing balance
Other Fees: (upfront)1% management fees 0.7% CLI

Small Ticket Personal Loan

Qualifying Amount:400% of monthly salary
Max. Amount:₦10m
Tenor:9-months
Interest Rate:9% monthly on reducing balance
Other Fees: (upfront)1% management fees 1% CLI

REQUIREMENTS

  • Must have evidence of salary payment via approved payment platforms, including NIP and Flexswitch transfers
  • 2 salary payments over 3 months for PayDay Loan
  • 4 salary payments, over 6 months for multi-tenored loans
  • Minimum of 6-months relationship in Access Bank
  • No documentation and collateral required
  • Available on QuickBucks, AccessMore, USSD

Non-Salaried Loans

Lending Against Turnover

Qualifying Amount:20% of the harmonic mean turnover
Max. Amount:₦300k
Tenor:3 months
Interest Rate:13.99% monthly on reducing balance
Other Fees: (upfront)1% management fee

Instant Business Loan

Qualifying Amount:Up to N10m
Max. Amount:₦10m
Tenor:3-6 months
Interest Rate:7.5% monthly on reducing balance
Other Fees: (upfront)1% management fees 1%, Advisory Fee (Optional), 0.5% CLI, 0.4% Fire & Burglary

REQUIREMENTS

  • Must have 6-months relationship in Access Bank
  • Harmonic mean to eliminate the months with the highest and turnover
  • No documentation and collateral required
  • Available on QuickBucks, AccessMore, and USSD.
  • Must have 3-months relationship in Access Bank
  • Must have an average turnover of at least ₦500k
  • Business must be registered for at least 1 year
  • Documentation required
  • Available on QuickBucks
Asset Financing

Device Finance

Device Finance is an innovative small asset financing digital loan solution by Access Bank designed to help finance the purchase of new devices through a flexible repayment plan, offering customers 3-months to 12-month options at 30% p.a.

Click here to get started
XtraWins

Vehicle Finance

Vehicle Finance on QuickBucks is available via the Pay with QuickBucks channel, offering customers the ability to get a car loan digitally and provides credit worthy customers with quick and easy way to get a car loan, via an API Integration with dealership platforms

Click here to get started
Healthcare
Features & Benefits
Ease Of Access
QuickBucks Loans are available on USSD *901#, on Access More and QuickBucks app. Get help from our customer service agents in your nearest branch or on the phone 07003000000
Automated Repayment Plan
QuickBucks Loans are available on USSD *901#, on Access More and QuickBucks app. Get help from our customer service agents in your nearest branch or on the phone 07003000000
Get Now and Pay Later
Don't wait any longer to get the products you need. Need a laptop for school? Get it now and pay later with QuickBucks Loans!
Instant Credit
No more waiting for days to get your loan application approved. Get instant credit with QuickBucks Loans! Dial *901#, open Access More or QuickBucks app to get the credit you need instantly!
Eliminating Shoppers Buying Hesitation
Tired of abandoned carts? Give your shoppers the option of paying in installments with the Pay with QuickBucks integration on your payment gateway.
Variety and Flexibility
QuickBucks Loans include a variety of repayment periods and interest rates that fit your specific needs.
Money Management Scheme
QuickBucks Loans can help you manage your cash flow by giving you the flexibility to pay for large bills and expenses on your own terms.
Opportunities for Business Customers


Device Finance

Are you a smartphone retailer looking to expand your business, contact us to help you offer installment payments for your devices. Electronics and home appliance retailers will soon enjoy the same solution. Contact us now to join our waiting list.

Pay with QuickBucks

Set your eCommerce platform apart with the Pay with QuickBucks API and give your customers the ability to pay in installments. Service providers will soon enjoy the same solution. Contact us now to learn more.

Vehicle Finance

Increase your sales by offering Vehicle Finance to your customers. Contact us now to become a partner dealership.

How It Works
Registering on the QuickBucks App
Device Finance
For Businesses
Getting an Instant Business Loan [First-Timer]
Getting an Instant Business Loan [Repeat Customer]

Latest News

ACCESS BANK PLC SIGNS AGREEMENT TO ACQUIRE 100% EQUITY STAKE IN SOUTH AFRICAN-BASED BIDVEST BANK THE ACCESS BANK UK LIMITED EXPANDS INTERNATIONAL PRESENCE WITH LAUNCH OF THE ACCESS BANK MALTA LIMITED TO STRENGTHEN EUROPE-AFRICA TRADE TIES ACCESS BANK PLC COMPLETES THE ACQUISITION OF STANDARD CHARTERED BANK ANGOLA S.A AND STANDARD CHARTERED BANK [SIERRA LEONE] LIMITED Access Bank UK Expands Footprint with New Hong Kong Branch Access Holdings Donates Over ₦1 Billion to Support Flood Relief Efforts in Maiduguri