Healthxtra is aimed at offering quality healthcare coverage to you at an affordable rate in partnership with Hygeia HMO .

HealthXtra is designed for children , students, employees, government establishment, corporate organizations and for anyone interested in quality HealthCare Coverage.

Other variants are – HealthXtra seniors (for as low N6,000/month and N62,000/annum) and as low N10,000 per Annum/employee)

Features and Benefits

Quality Healthcare @ N8,500/Annum. Other variants are – HealthXtra seniors (for as low N6,000/month and N62,000/annum) and as low 10,000 per Annum/employee.

-  Basic Healthcare

-  Accommodation (up to 3days)

-  Immunization – 0-5years

   Hospital Coverage of over 1300 nationwide

-  Pharmacy

-  Free Telemedicine consultation


-  Laboratory and Diagnostic Services

-  Accidents and Emergencies

-  General Consultations


-  Antenatal Care – N20,000 (After 6months on the plan)

-  Minor Surgeries (up to N80,000) Accessible upon renewal.

NB: This varies according to preferred plan

Frequently Asked Questions (FAQs) on HealthXtra

You can access over 1,300 hospitals nationwide. Click here to see the list
Firstly, you would need to have a funded Saving/Current account, then subscribe via the Url link or the downloadable form. Complete the registration form and pay the subscription fee to enroll
No, only the applicable premium is required
The HealthXtra plan covers you for a period of one year and is renewable yearly.
The enrollee ID or Hygeia Mobile app containing your enrollee number should be presented at any of the listed provider hospitals, hospital confirms membership and treats
Not more than 60years Old (standard HealthXtra) 80years (HealthXtra seniors).
All health services under “Exclusions” in the benefit schedule of the plan cannot be accessed by persons who purchase this plan. Terms and Conditions of the plan should be carefully studied to understand the rules guiding the Plan.
Yes, this plan can be purchased for anyone and can be bought for more than one person.
Yes, there are additional variants- HealthXtra Seniors and HealthXtra for Corporates. More variants coming soon.
Download the Hygeia HMO Mobile App on playstore. After enrollment, you will receive a welcome mail or text message which will contain your enrollee details or 

Complete the registration form and send completed form to the nearest Access bank branch or scan to Access bank Contact Centre. You will be contacted by Hygeia for enrollment.
0700 HYGEIA HMO (0700494342466) or WhatsApp Support: 09017900000. You can also send an email on

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