Access Bank cardholders can enjoy exciting discounts across restaurants, hotels, and
more when they pay with their cards on Access Bank POS terminals at select merchant locations
AccessMore | Credit Card Mandate | Credit Card T&C
Introducing the Access Bank
American Express® Gold Card.
Introducing the Access Bank
American Express® Platinum Card.
The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.
The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.
The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.
Introducing the Access Bank
American Express® Gold Card.
Introducing the Access Bank
American Express® Platinum Card.
The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.
The Access Bank Credit Visa card is a dual-currency denominated
payment card which allows you spend and settle in naira for
domestic transactions while all your international transactions
are billed and settled in US dollars.
| Products | Limit | |||
|---|---|---|---|---|
| ATM | POS/WEB | |||
| Local | International | Local | International | |
| Visa Naira Debit Card – Tier 1 & 2 |
N40,000 | Not Available | N2,000,000 | Not Available |
| VISA CLASSIC CARD | N40,000 | Not Available | N2,000,000 | Not Available |
| VISA PRIVILEGE CARD | N40,000 | Not Available | N5,000,000 | Not Available |
| VISA PLATINUM CARD | N40,000 | Not Available | N2,000,000 | Not Available |
| VISA SIGNATURE CARD | N40,000 | Not Available | N2,000,000 | Not Available |
| Visa Business Debit Card | N40,000 | Not Available | N5,000,000 | Not Available |
| MasterCard Debit Card | N40,000 | Not Available | N2,000,000 | Not Available |
| VERVE | N40,000 |
Not Available | N2,000,000 |
Not Available |
| Card Types | Limit | |||
|---|---|---|---|---|
| ATMS | POS | |||
| Local | International | Local | International | |
| Visa prepaid Card | N40,000 | Not Available | N2,000,000 | Not Available |
| Mastercard Prepaid | N40,000 | Not Available | N2,000,000 | Not Available |
| Verve Prepaid Card | N40,000 | Not Available | N2,000,000 | Not Available |
| Card Types | Limit | |||
|---|---|---|---|---|
| ATM | POS/WEB | |||
| Local | International | Local | International | |
| USD Debit Card | Not Available | $1,000 Daily | Not Available | Unlimited |
| Travel Card | Not Available | $1,000 Daily | Not Available | Unlimited |
| USD Credit Card | Not Available | $1,000 Daily | Not Available | $10,000 Daily |
| Card Types | Limit | |||
|---|---|---|---|---|
| ATM | POS/WEB | |||
| Local | International | Local | International | |
| Platinum Card | Not Available | $2,000 Daily | Not Available | $50,000 |
| Gold Card | Not Available | $1,000 Daily | Not Available | $20,000 |
| Card Types | Limit | |||
|---|---|---|---|---|
| ATMS | POS | |||
| Local | International | Local | International | |
| NGN Credit Card | N40,000 | Not Available | N200,000 | Not Available |
| USD Credit Card | Not Available | $1,000 Daily | Not Available | $10,000 Daily |
Access Bank offers a bouquet of card products for individual and corporate customers under the major card schemes – Visa, MasterCard, and Verve. Our electronic payment cards are available in the following variants:
Access Bank offers a bouquet of card products for individual
and corporate customers under the major card schemes –
Visa, MasterCard, and Verve. Our electronic payment cards
are available in the following variants:
Credit Cards – VISA- Debit Cards – VISA, Verve, MasterCard
- Prepaid Cards – VISA, Verve, MasterCard
Access Bank offers a bouquet of card products for individual
and corporate customers under the major card schemes –
Visa, MasterCard, and Verve. Our electronic payment cards
are available in the following variants:
Access Bank offers a bouquet of card products for individual and corporate
customers under the major card schemes – Visa, MasterCard, and Verve.
Access Bank offers a bouquet of card products for individual and corporate customers under the major card schemes – Visa, MasterCard, and Verve.
Debit Card
- Funds Transfer (Inter-Bank & Intra-Bank)
- Bills Payment
- Phone Airtime Purchase
- Balance Enquiry
- Mini Statement
Dual Transaction Service (DTS)
Dual Transaction Service (DTS) is a virtual naira credit card service tailored for pre-approved Access Bank customers. It allows them to access a credit line directly through their existing Access Bank debit cards, without the need for any paperwork.
DTS offers a seamless, instant, and convenient experience for both activation and usage of the DTS credit card, enabling customers to meet their financial needs effortlessly.
How to Activate the Dual Transaction Service
PROCESS FLOW - USSD
- Dial the code - *901*14#
- Input ‘1’ to agree to the ‘terms and conditions’
- Click ‘send’
- Account gets activated within 48hours
- You can now access their credit limits on the ATM/POS by selecting ‘Credit’
PROCESS FLOW - Access More App
- Log in to AccessMore App and go to “Cheques & Cards”.
- Then select “DTS” – ‘The DUO platform opens’
- Agree to the ‘terms and conditions’ and click ‘Next’
- Create a 4-digit PIN
- Account gets activated within 48hours
- You can now access their credit limits on the ATM/POS by selecting ‘Credit’.
Naira Credit Card
The Visa credit card is a dual currency denominated payment card which allows you spend and settle in naira for domestic transactions, while all your international transactions are billed and settled in US dollars. However you also have the option to settle your dollar spend/bills in Naira subject to the prevailing exchange control regulations.
With your Credit card, you don't have to wait for pay day. Simply pay for it your way, whenever you want it.
Naira Credit Card
-
Naira denominated credit card
-
Accepted at over 2 million ATMs and 30 million merchant locations, across over 220 countries globally
-
Interest free period of up to 40 days
-
Verified By Visa (VbyV) additional security for online transactions
-
Up to 50% of net monthly salary can be availed as credit limit.
-
No collateral required for salaried employees
-
Minimum monthly repayment of 15% of outstanding balance
-
No need to source for FX to repay bills
-
Available in classic variant and supplementary cards available
*** TERMS & CONDITIONS apply.
Prepaid Card
- Access Prepaid is a reloadable payment card product that can be funded and used for transactions across multiple channels i.e. ATM, Point of Sale (POS) terminals, Internet, Mobile and Telephone orders.
- Access Prepaid cards are issued to both individuals and corporates and is available in VISA, Verve and MasterCard variants.
- The Verve Prepaid variant can be used on all terminals (PoS, ATM & Web) in Nigeria only.
- The Visa variant is available in four currencies; NGN, GBP, USD and Euro. Both card variants can be used at over 30 million merchants, 2 million ATMs and 220 countries of the world.
- The MasterCard variant is only available in Naira at the moment, but can be used both locally and abroad. Co-branding options are available for all card schemes (MasterCard, VISA & Verve).
Please see use case options for both individual and corporates;
| S/N | INDIVIDUAL | CORPORATES |
|---|---|---|
| 1 | Utility/Expense Card | Payroll Cards for Salary disbursements |
| 2 | Shopping Card | Travel and Entertainment allowance disbursements |
| 3 | Identity Cards | Identity Cards for students and other associations (e.g Nigeria Bar Association) |
USD Credit Card
USD Credit Card
-
US Dollars denominated card
-
Accepted at 2 million ATMs and 30 million merchant locations, across over 220 countries globally
-
Interest free period of up to 40 days
-
Minimum monthly repayment of 15% of outstanding balance
-
Available in Gold, Platinum and Infinite variants.
-
Issued as a secured or unsecured credit card
- Available in Classic, Gold, Platinum and Infinite variants.
-
Verified By Visa (VbyV) additional security for online transactions
-
Pay for domestic spends in Naira and international spends in US Dollar
-
Supplementary cards available
- Card limit per variant:
-
Classic - 0 to $10,000
-
Gold - $10,001 to $20,000
-
Platinum - $20,001 to $50,000
-
Getting started with your Visa Credit Card
- Collect your card, pin and VbyV pin from the branch.
- Call our contact centre on 01-2712005-7 for cardholder authentication and card activation.
- Note that some of the information provided by you during the application process will be required during the activation process.
- Your Credit card is accepted in over 30 million merchant locations, 2 million ATMs in 220 countries.
- Credit Card Support: To provide you with the best of service reliability and functionalities, our 24/7 contact center in partnership with the Visa Global Customer Assistance Services (GCAS), provides proactive customer assistance to our cardholders globally on issue resolutions, enquiries etc.
*** TERMS & CONDITIONS apply.
