Maternal Health Service Support (MHSS)

Our Maternal health service support is designed to help women through one of the miracles of life.

“Did you know that 1 out of 4 families in Nigeria face the challenge of infertility?”

In recent times, the acceptance of assisted reproductive techniques by more families has increased their chances of conceiving. Having a fertility treatment is quite expensive for even middle-class families in Nigeria and in some cases, families may have to go through multiple treatments before getting their desired result. This may lead to cash-strapped situations if it is not properly planned for. Also, the rising costs attached to having successful fertility treatment (e.g. IVF, ICSI etc.) stem from the need to undergo multiple cycles depending on the outcome.

In response to this plight and to ease the financial burden on families, Access Bank offers a Maternal Health Service Support (MHSS) Loan under the W Initiative that covers medical procedures (local and international) for women. MHSS has financed 150+ fertility-related procedures and recorded successful births of 81+ healthy babies to thankful families

In addition to Fertility Treatments and Natal Support (local and International), the following specialised procedures are also covered under MHSS; Hysterectomy, Myomectomy, Dental, Orthopaedic, Bariatric (weight loss procedures) etc.


  • No Loan Fees
  • Highly subsidized interest rate.
  • Flexible repayment plan.
  • Access to over 30 well-renowned fertility clinics and birth travel service companies in Nigeria.


  • Completed MHSS application form.
  • Domiciliation of Salaries/ Business Proceeds.
  • Executed Employee Status Inquiry/Employer’s Confirmation i.e. confirmation letter/ last promotion letter. Copy of Employment ID and valid means of identification.
  • Medical bill.
  • BVN
  • Credit checks.

Interested in the MHSS loan, please fill the form below:

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