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Access Mortgage Advantage

Do you need a financial solution for acquisition of residential or commercial real estate?

Access Mortgage Advantage can give you the needed leverage.

Project Finance

Are you a corporate or an individual with a verifiable source of income in Nigeria or abroad? Are you employed or self-employed? Access Mortgage Advantage is designed to suit your need.

Offerings

  • My First Home Mortgage Savings Plan: 20% equity to be saved on month-by-month basis over 24 months and mortgage will be availed upon completion of savings. Maximum amount is N50 million.
  • Easy Home Mortgage: regular mortgage plan with customer’s equity of a minimum 20% for employed and self-employed persons. Facility limit is N500 Million for individuals and N5 Billion for corporates.
  • Off-Plan Mortgage: This mortgage is to finance in milestones, the construction or completion of a property in the bank’s approved project.
  • Home Equity Loans: “Access Mortgage Re-finance”. Proceeds are either be for re-mortgage or other business and personal reasons of the borrower.

Commercial Mortgage Offerings

  • Direct Mortgage: For acquisition of commercial real estate where the Loan-to Value shall not be more than 70%. This is for investment in commercial real estate where rental proceeds from commercial properties shall be applied to meet mortgage obligations. This facility is open to Corporates, self-employed persons and individuals.
  • Commercial Equity Release: To release value from an existing commercial property to be invested in the borrower’s business. Loan amount not more than 50% of Forced Sale Value.

More benefits for you

  • Higher loan amounts of up to N500 million for individuals and N5 billion for corporates
  • Longer loan tenor period of 30 years on some facilities
  • Interest rates of 15% - 17% per annum
  • Re-defined active work-life age of 65 years
  • Properties free from encumbrance
  • Joint Mortgage loans (product) - you could include your spouse, child, parent or sibling as a co-applicant for the loan
Premium Offers
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Apartments at Eko Pearl, Eko Atlantic, Victoria Island

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Apartments at Eden Heights, Victoria Island

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Apartments at The Sphere & Miserere both in Victoria Island & Ikoyi

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Apartments and serviced plots at Maiyegun Beach Estate, Jakande, Lekki

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Apartments, Town-houses and semi-detached houses at Rail Road Estate, Yaba

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PrimeWaterView Estate, Off Freedom Way, Lekki

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Terraces and Serviced Plots at Golf Estate, Port-Harcourt

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Apartments, semi-detached and detached houses at Diamond Villa Estate, Port-Harcourt

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Lakowe Lakes & Golf Estate, Lakowe, Lekki

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Serviced office spaces for young entrepreneurs at LAPAL House, Lagos

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Exquisitely fitted office spaces at Azzurri Towers, Eko Atlantic City

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