Access Mortgage Advantage

Do you need a financial solution for acquisition of residential or commercial real estate?

Access Mortgage Advantage can give you the needed leverage.

Project Finance

Are you a corporate or an individual with a verifiable source of income in Nigeria or abroad? Are you employed or self-employed? Access Mortgage Advantage is designed to suit your need.


  • My First Home Mortgage Savings Plan: 20% equity to be saved on month-by-month basis over 24 months and mortgage will be availed upon completion of savings. Maximum amount is N50 million.
  • Easy Home Mortgage: regular mortgage plan with customer’s equity of a minimum 20% for employed and self-employed persons. Facility limit is N500 Million for individuals and N5 Billion for corporates.
  • Off-Plan Mortgage: This mortgage is to finance in milestones, the construction or completion of a property in the bank’s approved project.
  • Home Equity Loans: “Access Mortgage Re-finance”. Proceeds are either be for re-mortgage or other business and personal reasons of the borrower.

Commercial Mortgage Offerings

  • Direct Mortgage: For acquisition of commercial real estate where the Loan-to Value shall not be more than 70%. This is for investment in commercial real estate where rental proceeds from commercial properties shall be applied to meet mortgage obligations. This facility is open to Corporates, self-employed persons and individuals.
  • Commercial Equity Release: To release value from an existing commercial property to be invested in the borrower’s business. Loan amount not more than 50% of Forced Sale Value.

More benefits for you

  • Higher loan amounts of up to N500 million for individuals and N5 billion for corporates
  • Longer loan tenor period of 30 years on some facilities
  • Interest rates of 15% - 17% per annum
  • Re-defined active work-life age of 65 years
  • Properties free from encumbrance
  • Joint Mortgage loans (product) - you could include your spouse, child, parent or sibling as a co-applicant for the loan
Premium Offers

Apartments at Eko Pearl, Eko Atlantic, Victoria Island


Apartments at Eden Heights, Victoria Island


Apartments at The Sphere & Miserere both in Victoria Island & Ikoyi


Apartments and serviced plots at Maiyegun Beach Estate, Jakande, Lekki


Apartments, Town-houses and semi-detached houses at Rail Road Estate, Yaba


PrimeWaterView Estate, Off Freedom Way, Lekki


Terraces and Serviced Plots at Golf Estate, Port-Harcourt


Apartments, semi-detached and detached houses at Diamond Villa Estate, Port-Harcourt


Lakowe Lakes & Golf Estate, Lakowe, Lekki


Serviced office spaces for young entrepreneurs at LAPAL House, Lagos


Exquisitely fitted office spaces at Azzurri Towers, Eko Atlantic City

Latest News

Access Bank Zambia Limited Completes Acquisition of Atlas Mara, Creates One of Zambia’s Top Five Banks Notice of the 35th Annual General Meeting (AGM) of Access Bank PLC S&P Global Ratings Provides Aligned Opinion on Access Bank PLC's Sustainable Finance Framework Access Bank Plc (Access) enters into acquisition agreements with Standard Chartered Bank Access Bank launches the first American Express® Cards to be issued in Nigeria