Our ATM service offerings

Access Bank ATMs give you easy access to basic banking transactions at any time of the day 

and everywhere you go! Using our ATMs is fast, convenient, and secure



Wherever you are, finding the nearest ATM is simple with our online and mobile app ATM locator tool. Maximize convenience with this tool and get immediate direction to the nearest Access Bank ATMs at malls, airports, lounges, schools, Gas stations, event centers, etc.



Our platform provides a highly secure environment for you to perform your transactions without the threat of compromise



Carry out secure transactions faster and more efficiently with straight-through processing and simplified transaction functions

More ATM Features

Provide a robust platform to accommodate different aspects
of providing your needs.

  • Balance Inquiry 
  • Pin Change 

  •  Account Opening
  •  Cash Deposit

Immediate Support When You Need It the Most

Ideally, transactions on our ATMs are carried out seamlessly without
any failures. However, disruptions caused by last-minute network fluctuations
may lead to failed transactions.

With our unique support system, you get a refund on a failed transaction within 24 hours once a copy of the declined transaction receipt is sent to
cc-ombudsman@ACCESSBANKPLC.com or presented at a branch
(T&Cs apply).

Early Savers
Frequently Asked Questions

  • Access Bank Website: On the Access website, click ‘Branch and ATM Locator’ to view a list of Access ATMs or enter the location you want to search for in the search engine for direction and navigation.
  • Access Mobile App: Log in to the Access app, select the option ‘ATM List’ from the ‘Customer Service’ Menu, and find the closest ATM from the displayed list.
  • Diamond Mobile App: Click on the “Find Us” option and select “ATM near you” when you log into your Diamond mobile app.
  • Access More App: this feature will be available soon.
To find an ATM around you, simply use the ATM Locator available on our website or on the mobile app.

The ATM Locator service is a tool designed to help you find ATMs nearby.

Maximize convenience with this tool and get immediate direction to the nearest Access Bank ATMs.

Select your account type - ‘Current or Savings’ for debit transactions or ‘credit’ for credit card transactions when you insert your debit card into the ATM. Click Here for more. 
Click here for a demo
No, find a cash deposit machine Here
Protect your account and card details and do not share with third parties, not even bank staff.
Our ATMs are user friendly and simplified with straight-through processes. You can also transact in your preferred local Nigerian language between Hausa, Igbo, or Yoruba. However, if you need more help while transacting, our Security Operatives are readily available to guide you.
No, Access Bank staff would never ask you for your ATM Card details or PIN. Always ensure you input your PIN yourself where required while being assisted.
Simply send a copy of your declined transaction receipt to cc-ombudsman@ACCESSBANKPLC.com or present it to any branch close to you. You will get a refund for your failed transaction within 24 hours! (T&Cs apply)
If your failed transaction receipt is unavailable, kindly send an email to contactcenter@accessbankplc.com with the details of the transaction such as date, amount, first six and the last four digits of the Access Bank card used, and Bank’s ATM where the failure occurred. You can also call 07003000000.
Follow the steps below to retrieve ATM card in line with regulatory requirement:
1. Access Bank Card Trapped at an Access ATM – make a report at the host branch and the card will be retrieved after you have been duly identified.
2. Access Bank Card Trapped at Another Bank’s ATM: you can request for an instant replacement at any Access Branch near you, initiate a replacement using the mobile app or online banking service, or call our 24-hour Contact Center on +234 1- 2712005-707003000000
3. Other Bank’s Card Trapped at an Access Bank ATM: Contact the issuing bank to request a new card.

For more information on CBN Directive on trapped cards, Click here.
The daily ATM withdrawal limit ranges from N100,000 – N300,000 naira depending on your card type. Click Here to view daily limits for all Access Bank Cards.
To change your ATM language from the default English to either Hausa, Igbo or Yoruba, simply insert your card into the ATM and select your preferred language from the displayed options.
Five times a day.
N20,000 for other Banks’ Card, but N40,000 for Access Bank Cards.
ATM daily transaction limits vary depending on your card type. Click here to view the daily limits for each card type.
Withdrawing cash from your access account is free at all Access ATMs. You save N35 every time you withdraw cash from your Access Bank account on an Access Bank ATM.
Click here to report the issue 
Here are some useful personal safety tips when using the ATM
  • Be alert and aware of your surroundings.
  • When you are by yourself, avoid using ATMs in out-of-the-way or deserted areas, especially at night.
  • Politely decline offers from third parties to help you use the ATM.
  • If you need help while transacting, let our security operatives guide you.
  • Do not share your PIN or card details with anyone including security operatives or other bank officials.
  • When typing in your pin, cover the keypad so others can’t see.
  • Upon completion of your transaction, remember to remove your card, cash, and any printed documents such as receipts or statements.
  • Put your money and ATM card away before you leave the ATM. 
  • Take your receipts with you so potential criminals will not know the amount withdrawn or your account balance.

Get in touch with us

You can reach us at any time via the following channels

Phone: 0700CallAccess
(07002255222377), +234 0201- 2712005-7, +234 0201-2802500, 07003000000

Latest News

Access Bank Zambia Limited Completes Acquisition of Atlas Mara, Creates One of Zambia’s Top Five Banks Notice of the 35th Annual General Meeting (AGM) of Access Bank PLC S&P Global Ratings Provides Aligned Opinion on Access Bank PLC's Sustainable Finance Framework Access Bank Plc (Access) enters into acquisition agreements with Standard Chartered Bank Access Bank launches the first American Express® Cards to be issued in Nigeria