Cards

The Visa credit card is a dual currency denominated payment card which allows you spend and settle in naira for domestic transactions, while all your international transactions are billed and settled in US dollars. However you also have the option to settle your dollar spend/bills in Naira subject to the prevailing exchange control regulations.
With your Credit card, you don't have to wait for pay day. Simply pay for it your way, whenever you want it.

Naira Credit Card

• Naira denominated credit card

• Accepted at over 2 million ATMs and 30 million merchant locations, across over 220 countries globally

• Interest free period of up to 40 days

• Verified By Visa (VbyV) additional security for online transactions

• Up to 50% of net monthly salary can be availed as credit limit.

• No collateral required for salaried employees

• Minimum monthly repayment of 15% of outstanding balance

• No need to source for FX to repay bills

• Available in classic variant and supplementary cards available

VISA AND MASTERCARD DEBIT CARD

• Can be used anywhere in the world for everyday purchases and payments at Point of Sale (POS) Terminals and Online and on ATMs locally or internationally.

• Cardholders can make Value added transactions (Airtime Purchase, Bill Payments, etc) on Quickteller

• The value of the cards is limited to available funds in the accounts linked to the cards

• The cards can be used to access discounts on Travels, Dining, Shopping, and Lifestyle expenses.

• Current offers on Visa cards are available on http://visa.com.ng while current offers on MasterCard are available on www.mastercardmoments.com.

VERVE DEBIT CARD

• The card is denominated in Naira and can only be used for local transactions

• Cardholders can make Value added transactions (Airtime Purchase, Bill Payments, etc) on Quickteller

• Access to discounts in Merchant locations in Nigeria.

• Reward points can also be earned in transactions. Please visit https://www.myvervecard.com for the available offers and how to redeem earned rewards

Getting started with your Visa Credit Card

• Collect your card, pin and VbyV pin from the branch

• Call our contact centre on 01-2712005-7 for cardholder authentication and card activation

• Note that some of the information provided by you during the application process will be required during the activation process.

• Your Credit card is accepted in over 30 million merchant locations, 2 million ATMs in 220 countries. Please notify our contact center on 01-2712005-7 to update our travel advisory whenever you plan to travel out of the country.
  Credit Card Support: 
  To provide you with the best of service reliability and functionalities, our 24/7 contact center in partnership with the Visa Global Customer Assistance Services (GCAS), provides proactive customer assistance to our cardholders globally on issue resolutions, enquiries etc.

USD Credit Card

• US Dollars denominated card

• Accepted at 2 million ATMs and 30 million merchant locations, across over 220 countries globally

• Interest free period of up to 40 days

• Minimum monthly repayment of 15% of outstanding balance

• Available in Gold, Platinum and Infinite variants.

• Issued as a secured or unsecured credit card

• Verified By Visa (VbyV) additional security for online transactions

• Pay for domestic spends in Naira and international spends in US Dollar

• Supplementary cards available

• Card limit per variant:

  1. Classic - 0 to $10,000

  2. Gold - $10,001 to $20,000

  3. Platinum - $20,001 to $50,000

• Access Prepaid is a reloadable payment card product that can be funded and used for transactions across multiple channels i.e. ATM, Point of Sale (POS) terminals, Internet, Mobile and Telephone orders.
• Access Prepaid cards are issued to both individuals and corporates and is available in VISA, Verve and MasterCard variants.
• The Verve Prepaid variant can be used on all terminals (PoS, ATM & Web) in Nigeria only.
• The Visa variant is available in four currencies; NGN, GBP, USD and Euro. Both card variants can be used at over 30 million merchants, 2 million ATMs and 220 countries of the world.
• The MasterCard variant is only available in Naira at the moment, but can be used both locally and abroad. Co-branding options are available for all card schemes (MasterCard, VISA & Verve).

Please see use case options for both individual and corporates;

• Persona is our card customization service which allows you take control of how your own unique card will look, using pictures from our gallery or by uploading your own memorable moments

• Persona is available in Verve and Master Card Variants

• Get yours at https://persona.accessbankplc.com/persona/Choosecard.aspx