Our business loans are at competitive interest rates with flexible repayment schedules to help grow your businesses and improve the financial health.


Youth Loan is designed for young entrepreneurs within the ages of 21 – 40.


  • Affordable interest rate of 15% per annum
  • Loan limit of up to 10,000,000



  • Available to existing customers and new to bank customers. 
  • Minimum loan amount of N1M and Maximum of N5M
  • Competitive interest rates


Asset Financing will get your business on the road to expansion with the opportunity to purchase assets to facilitate your business growth. 


  • Loan limit of up to N100M 
  • Lending covers a wide variety of assets/equipment including generators, computers, and office equipment etc.
  • Minimum contribution as low as 30%
  • Fixed asset finance up to 3 years
  • Competitive pricing and no hidden charges
  • Financial advisory services available
  • Customers can choose to pay back their loans before expiration without penalty.
  • Competitive interest rates.


This is specially created for Private Crèche, Nursery, Primary and Secondary Schools that are duly approved and registered by the Ministry of Education and Corporate Affairs Commission.


  • Access between N1 million to N20 million with termly repayment structure
  • Funds can be used for renovation & facilities development, purchase of teaching aids and quipment procurement, staff salaries, purchase of school bus, generator set etc.
  • Competitive interest rates
  • Tangible collateral not mandatory


Our Loyalty Lending is tailored towards rewarding long-standing and good past borrowers of the bank. It allows collateral-free borrowing of up to 5M Naira. 


  • Maximum of 5 years since last borrowing.
  • Customer must be in the same line of business since the last time loan was availed.
  • Customer must not have defaulted in the past.
  • Customer must have no existing loans as at date.



  • Customer can access up to N100m for their short-term financing and business expansion needs.
  • Loan limit of up to N100M 
  • Competitive interest rate 
  • Loan Tenor up to 48 months 


Customers can access up to ₦10 million without collateral. 

Here's how to find out if you qualify

  • Via QuickBucks:
    • Download the QuickBucks app or visit
    • Follow the prompts to register or sign in
    • Select the Instant Business Loan option on the homepage
    • If you don’t see the Instant Business Loan option, try any of the following steps:
  •  Call your Access Bank Relationship Manager
  • Call the Access Bank SME Care line at 09040478571
  •  Send an email to

Get in touch with our experts

To talk to us about how we could support your business,
please call us on: 

+234 0201- 2712005-7, +234 0201-2802500, 07003000000

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