Home Loan

Have you considered an Access bank Home Loan yet?

See what we offer.

Our mortgage product is designed to provide financial support for the acquisition of completed properties and properties under construction.


  • Available to salary earners and business entrepreneurs.
  • Available for properties in Lagos, Abuja, and Port Harcourt.
  • Minimum of 20% equity contribution.
  • Up to 20 years tenor subject to the borrower’s age.
  • Asset protection & Credit life insurance.
  • No provision for interest.

General Requirements

  • Completed Mortgage Application Form
  • Employee Status Inquiry/Employer’s Confirmation Form
  • Letter of offer from the property seller.
  • Title document of the property.
  • Valuation report from any of the Bank’s approved estate valuer.
  • Search report.
  • Credit checks.

Click below to download forms:


Fields marked with asterisk(*) are very important!

Latest News

Access Bank Plc (Access) enters into acquisition agreements with Standard Chartered Bank Access Bank launches the first American Express® Cards to be issued in Nigeria NOTICE OF ANNUAL GENERAL MEETING 2022 Access Bank PLC FY Financial Statement Regulators Approve Merger Between Access Bank Zambia Limited and African Corporation Zambia Limited