High Interest Deposit Account

Enjoy higher interest rates on a larger savings balance with HIDA

Register your Interest

HIDA is a special deposit account designed to help you save for special projects or emergency funding. A HIDA account allows you to maximise credit interest earned on your savings with tiered interest rates. What this means is that you enjoy higher interest rates on a larger savings balance. The interest earned per annum accrues daily and is payable monthly. 

Value-Added Benefits Right For You:

  • You earn highly competitive interest rates per annum on your available balances payable monthly. This simply means the more you save the more you earn:
  • Less than ₦100,000 @ 7.875%   p.a. 
  • N100,000 - 4,999,999   @8.25%  p.a. 
  • N5,000,000 - N49,999,999  @ 9.50% p.a. 
  • N50,000,000 - N99,999,999  @ 9.75%  p.a. 
  • N100,000,000 - N249,999,999  @ 10.50%  p.a.
  • ₦250 million and above @ 12.0% p.a. 
  • Gives you the convenience and flexibility of depositing cash, other banks' cheques, and dividend warrants at any of our branches. 
  • Enjoy 4 free withdrawals without forfeiture of credit interest payment on available balances maintained.  
  • Encourages you to save as the account does not come with a debit card.
  • Convenience of being able to transfer money between your own Access Bank accounts in the branch, online, or over the phone (if you are registered for Access/Diamond online and Access/Diamond mobile).
  • Penalty charge of N300 if balance goes below N5,000

What You Need

  • One (1) passport photograph.
  • Personal Identification (Any of these):
    - Current National Passport.
    - Driver's License.
    - National ID Card.
    - Voters' ID Card.
    - National Identity Management Commission (NIMC) Card.
  • Resident Permit (for foreign nationals only).
  • Address verification: (Any of these)Voters' ID Card.
  • Utility bill (PHCN, NITEL, etc.).

Invest in your future with a world of benefits

  • No COT.
  • Internet banking at your convenience.

Interest Form

Interested in the High Interest Deposit Account?

Fill the form below and you will be contacted soon.

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