Access More App

This App is easy to use and is available for download on the Android PlayStore and iOS Store.

Click to open an account

Home        Ways To Bank        Mobile Banking        Access More App        Access Reward Terms

Access Reward Terms

A. Overview of Access Rewards Program

Access Rewards Program (the "Program") is a loyalty program sponsored by Access Bank Plc through which customers  who have registered on the Access More App (“Access More App User(s)”), may earn points (“Point(s)”) that will be credited to their  Access Rewards Wallet (“Rewards Wallet") as set forth herein. Access More App User(s) may only redeem earned points through eligible transactions on the Access More App (Airtime transactions and Bills payments transactions).

B. Eligibility and Participation in the Program

  1. The Program is open to all new and existing Access More App Users. Signing up for Access More Mobile Banking application is free but subject to Terms and Conditions. If you do not have an Access More App profile, please visit the applicable application store, download the app and activate your profile following the easy self-service module.
  2. To enrol in this Program and thereby create a Rewards Wallet, the Access More App User would need to opt in by clicking the Access Rewards Menu Item and selecting ‘Opt-In’.
  3. Receive Notifications from the Bank: By accepting these Rules and opting in for the Access Rewards Program, Access More App User(s) hereby agree to receive email messaging to their registered email addresses and/or push notification messages to their registered Mobile Device from the Bank for promotional, information and/or other purposes.

C. Duration, Modification and Termination of the Program

  1. The Bank reserves the right to suspend or modify the Access Rewards Program, at its discretion, at any time with or without notice. Termination, modification or suspension may affect an Access More App User’s ability to redeem accumulated Points.
  2. An Access More App User’s continued participation in the Program constitutes his or her acceptance of any changes to these Rules.

D. Earning Points

  1. Earning Points on Access More App
    1. To earn Points on the App you must:
      1. For new Access More App Users: Activate your profile by generating a transaction PIN on the App.
      2. For new and old Access More App Users: make eligible transactions on the App. Eligible transactions on the App include - Transfers above N5,000 carried out on the app to non-Access bank accounts, Bill payments carried out on the app, Airtime purchase carried out on the app and any other such qualifying transactions that may be included or delisted based on the Bank’s discretion, at any time with or without notice.
    2. Reward Tiers.
      1. There are three reward tiers for the Access Rewards Program - Silver, Gold and Platinum. Users would earn more points for the same transaction on Platinum than they would on a Silver or Gold Tier. All Access More App Users who opt in for the Access Rewards Program would start on the Silver tier and as they make more eligible transactions they would be moved up to the next tier - Gold. In the Gold tier, Access More App Users earn more points per transaction than in the Silver category and as they approach a set millstone, Access More App Users are migrated to the Platinum category. The conditions and criteria for migrating users from one tier to another is at the discretion of the Bank. The Bank also reserves the right to modify the set criteria for migrating users from one reward tier to another at any time with or without notice.
    3. Redeeming Points
      1. Redemption value:

        The redemption value of 1 Point is N1.00 (One Naira only)

      2. Place of redemption:

        For now, Users can only redeem points on the Access More App.

      3. Point Expiration:

        Points earned will expire at the end of the calendar quarter in which the points were earned. The Bank reserves the right to modify the expiration timeline, at its discretion, at any time with or without notice.

      4. How Can Points be redeemed

        Points may be used to purchase airtime or make bills payments. The total number of Points users can use is the number of Points available in their Rewards Wallet.

General Terms and Conditions

  1. The Bank reserves the right to suspend or discontinue the eligibility of any person who uses, or, in the case of suspension, is suspected of using, the Access Rewards Program in a manner inconsistent with the law. The Bank shall have the right to take appropriate administrative and/or legal action, including criminal prosecution, as it deems necessary in its sole discretion.
  2. The users are responsible for safeguarding their confidential mobile banking credentials.
  3. The Access Rewards Program is subject to all applicable laws and regulations.

Limitation of Liability

By participating in the Program, each Access More App User accepts all responsibility for, and hereby releases and agrees to indemnify and hold harmless the Bank, its associates and each of their respective officers, directors, employees, shareholders and service providers from and against any claims, liabilities, damages or expenses that they may incur/suffer arising from actions taken by such Access More App User and/or Access More App User’s participation in the Program.