Salary Advance

We'll sure come through before salary is paid with our Salary Advance

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Salary Advance

Access up to 100% of your net monthly salary and repay for 3 months with Salary Advance.


  • 24/7 service which does not require visits to the bank and application is done conveniently via QuickBucks App or USSD code *901*11*1#
  • No documentation required
  • No collateral required
  • Three (3) months tenor

Frequently Asked Questions (FAQs)

  • Salary earners whose salary account is domiciled in Access Bank
  • Salary earners with minimum net monthly salary of N100,000
Monthly repayment on existing loans will be taken into consideration in calculating your eligible amount. 
Your loan would be automatically debited from your salary account.
Your eligibility will be affected by any of the following:
  • If you have unpaid loans in Access Bank or other Banks.
  • If your salary account is incorrect or you used a phone number not linked to your BVN 
  • If there are no evidence that you received salary into your account in the last 45 days
  • You have a running PayDay loan
Interest fee of 4% (on reducing balance), Management fee of 1% and insurance of 0.2% (all taken upfront front).
As many times as possible provided you are within your eligible limit.
After you have registered successfully via the QuickBucks App and upon successful loan request, the loan is instantly approved and disbursed into your Access Bank account. This also applies to the USSD channel, loan is disbursed instantly upon successful loan request. 
You can request for a Salary Advance by dialling *901*11*1# on your mobile device or via the QuickBucks App.
It is displayed when the loan request is initiated.
Yes, your salary account must be domiciled in Access Bank to access a Salary Advance.