Home Loans

Have you considered an Access bank Home Loan yet?
We offer!

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Home Loans

Our mortgage product is designed to provide financial support for the acquisition ready properties and properties under construction.


  • Available to salary earners and business entrepreneurs
  • Available for properties in Lagos, Abuja, and Port Harcourt
  • Minimum of 30% equity contribution
  • Up to 10 years tenor
  • Asset protection & Credit life insurance


  • Loan Application Form
  • Confirmation Letter or Promotion Letter
  • Letter of Authority or Irrevocable letter of Domiciliation
  • Offer letter
  • Executed Term sheet
  • Letter of Lien/Set-off
  • Credit Checks
  • Means of Identification
  • Document Attestation
  • Salary bank statement/Payslips (New to bank customers)
  • Standing instruction for renewal of Credit life insurance
  • Offer of sale for property
  • Search report
  • Charting report
  • Property valuation report
  • Duly executed Deed of Assignment (6 copies)
  • Original survey plans in the name of the assignee or letter of authority to debit for same
  • Duly executed Land Form 1c
  • Legal Mortgage (LM) / Third Party Legal Mortgage (TLM) Engrossment (6 copies)
  • Tax clearance