Advance for School Fees

Your ward's education is also important to us.

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Advance for School Fees

Saving is important, but if we’re honest, even we know that education is the most important investment you can make in your child’s tomorrow.
Our Advance for School Fees scheme is designed to provide parents/guardians with short–term financing to cover tuition fees for their children/wards. It is also ideal for financing of undergraduate study, postgraduate study and professional examinations.


  • Spread repayment over a period of 4 to 6 months
  • Interest rate @ 18% p.a.
  • Management Fee: 1% only
  • Credit Life Insurance: 0.5%
  • Easy application process 
  • Swift loan disbursement
  • Easy remittance of fees to school

Required Documents

Salaried Customers

  • Duly completed application form
  • Duly accepted offer letter
  • School fees bill / invoice in the name of the student. The bill should contain the total fee amount
  • Valid ID card and recent utility bill (with the last 3 months)

Non-Salaried Customers

  • Duly completed application form
  • Valid ID card
  • 1-year Bank statement of corporate account
  • CAC documents
  • Recent Utility Bill (within the last 3 months).
  • Duly accepted offer letter
  • School fees bill/ invoice in the name of the student. The bill should contain the total fee.
  • Evidence of lien on treasury bill, fixed deposit on any money market investments. OR
  • Receipt of acceptable guarantee (individual or corporate) and
  • Statement of Net worth of guarantor

Additional Documents for Out of Bank

  • Executed NIBBS mandate form
  • Acceptable party guarantee of personal or corporate (Guarantor must maintain a salary or corporate account with Access bank) and
  • Statement of Net worth of guarantor
  • Payslips and 6 months statement

How it works

  • Download the attached forms and fill in with accurate information
  • Append your electronic signature (don’t know how to go about it? Very easy! Simply download any scanner app on your phone, scan your signature and save as image. Copy and paste the image on the form.)
  • Send completed form and all required documents to
  • Our team picks it up and starts processing your loan
  • Loan is approved and offer letter is communicated for execution 
  • Upon receipt of executed offer letter and all necessary documents
  • Loan is disbursed into your account and immediately transferred to the school’s account
  • Present transaction receipt at school

 Retail Lending Application Form
 Personal Guarantee Form
 Statement of Personal Networth
 Corporate Guarantee