Savings Account

Open and operate Diaspora savings account even if you work and live abroad.

You can run a savings account from wherever you are, just as you would if you were home.

Product Features

  • N1,000 minimum opening & daily balance.
  • No monthly maintenance fee.
  • Interest rate of 5.625% p.a. paid monthly.
  • Allows direct debit/standing order instruction.
  • Visa Debit Card issuance.
  • Mobile and Internet Banking available.
  • No restrictions on the number of withdrawals.


Benefits

  • Account is online real time.
  • Free Financial Advisory Services.
  • Earn interest (Diaspora Savings) on account balances.
  • Monitor account activities at the comfort of your home or office through the internet.
  • Third party withdrawals

Account Opening Requirements

The requirements for Diaspora Savings, Diaspora Naira Current and Diaspora Domiciliary are the same, and includes:

  • Duly completed account opening form including signature mandate section.
  • 1 Passport Photograph
  • Proof of Identity: A notarized/sighted copy of any one (1) of the following Identification:

    • Download SVGPerfect for when you want to use just one icon as a vector on the desktop or in your own icon workflow.
    • A valid Nigerian passport
    • A valid International/foreign passport – supported by proof of Nigerian origin (Birth certificate, expired/valid
    • Nigerian passport or driver’s license, etc.)
    •  A valid Nigerian driver’s license
  • Proof of Residential Address: A notarized/sighted copy of any one (1) of the following:

    • Duly filled Banker's Confirmation
    • Copy of utility bill issued within the last three months showing the same address as supplied.
    • Bank/Credit statement issued within the last three months showing customer address
  • References (Diaspora Naira Current and Domiciliary accounts): Two acceptable references using either of the following options:

    • Option 1:

    • An independent reference letter obtained from current bankers (foreign) and
    • A signed reference form by an Attestor of Nigerian origin who maintains a current account with a Nigerian Bank.
    • Option 2:

    • Two signed reference forms by Attestors of Nigerian origin who maintain a current account with a Nigerian Bank.
  • Indemnity: Duly executed indemnity form (for Email, Fax and Scanned Documents)
  • For Joint accounts: A notarized copy of marriage certificate is also required along with all other necessary documents as stated above.
  • BVN of signatory(ies)
  • AML risk assessment
  • FATCA form (if customer is residing in the USA)

Latest News

S&P Global Ratings Provides Aligned Opinion on Access Bank PLC's Sustainable Finance Framework Access Bank Plc (Access) enters into acquisition agreements with Standard Chartered Bank Access Bank launches the first American Express® Cards to be issued in Nigeria NOTICE OF ANNUAL GENERAL MEETING 2022 Access Bank PLC FY Financial Statement