Earn Membership Rewards® points on your purchases (no expiry).
Earn 1 point for every 2 USD of eligible spend at overseas merchants.
Earn 1 point for every 10,000 naira of eligible spend with merchants in Nigeria.
Turn your points into flights, hotel stays, the latest electronics, gift vouchers for your favourite restaurants, and more.
Emergency card replacement.
Discount on Flying Doctors Nigeria subscription fee ($951/annum instead of $3,000/annum).
* Please note that the benefits are subject to changes, terms and conditions.
To request an Access Bank American Express ® Gold Card, kindly:
| Features | Gold® Card |
|---|---|
| Product type | Plastic card, Credit (dual currency – USD and Naira) |
| Issuance fee and Card renewal fee (every three years at Card
expiration) | $3 |
| Replacement fee (if Card is lost/damaged and needs to be
replaced | $3 |
| Annual Service Fee | $75 |
| Supplementary Cards | Charged the same fees as the primary card |
| Interest Rate | 2.5% monthly |
| Late Payment Fee | $35 |
| Daily ATM Limit (Int’l) | $1,000 |
| Daily POS Limit (Int’l) | $20,000 |
| ATM Cash Withdrawal Fee (Int’l) | 5% of transaction amount |
| Mark up fee (on cross currency transactions) | 3.5% |
| Validity | 3 years |
Please note that the benefits are subject to changes in accordance to changing market realities.
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