Small Ticket Personal Loans

Up to 200% of your net monthly salary and repay for 6 months with Small Ticket Personal Loans.

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Small Ticket Personal Loans

Access up to 200% of your net monthly salary and repay for 6 months with Small Ticket Personal Loan.  



  • 24/7 service which does not require visits to the bank and application is done conveniently via QuickBucks App or USSD code *901*11*1#
  • No documentation required
  • No collateral required
  • Six (6) months tenor



  • Salary earners whose salary account is domiciled in Access Bank
  • Salary earners with minimum net monthly salary of N150,000
Monthly repayment on existing loans will be taken into consideration in calculating your eligible amount.
Your loan would be automatically debited from your salary account.
Your eligibility will be affected by any of the following: 
  • If you have unpaid loans in Access Bank or other Banks.
  • If your salary account is incorrect or you used a phone number not linked to your BVN
  • If there are no evidence that you received salary into your account in the last 45 days
  • You have a running PayDay loan
Upfront fees of 1% flat 4% interest on reducing balance and insurance of 0.33% is taken upon loan disbursement (5.33% total payable upfront).
As many times as possible provided you are within your eligible limit
After you have registered successfully via the QuickBucks App and upon successful loan request, the loan is instantly approved and disbursed into your Access Bank account. This also applies to the USSD channel, loan is disbursed instantly upon successful loan request.
You can request for a Small Ticket Personal Loan by dialling *901*11*1# on your mobile device or via the QuickBucks App.
It is displayed when the loan request is initiated.
Yes, your salary account must be domiciled in Access Bank to access a Small Ticket Personal Loan