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ACCESS BANK PLC

6.10

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19/8/2019

QUICKBUCKS

Now you can access more quick loans with QUICKBUCKS through the convenience of your mobile phone. 

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QuickBucks

QuickBucks is a Mobile Banking Application for digital loans. It is a holistic platform for all loan products aimed at improving your borrowing experience – for retail Loans, Credit Card, Debit Card, Consumer Durable Loans and Device Financing Loan requests.
 

You can download the app via the google playstore or the IOS App store.

The loans that can be accessed on Quickbucks include:

  • PayDay Loan
  • Salary Advance
  • Small Ticket Personal Loan
  • Device Financing

To Sign Up on QuickBucks, take the following steps:

  • Download Quickbucks from your app store.
  • Enter your email address and BVN linked phone number
  • An OTP will be sent to you via SMS for verification
    1. If SMS is unsuccessful, you can request OTP to be delivered via a voice call Or
    2. Request a push message from the App- the app sends an encrypted message to a short code. The message is decrypted and validation is done. This functionality is only applicable to customers using their BVN linked phone number for the transaction.
  • Upon OTP validation, create an app password (to be used to log into the app) and PIN (to be used in transacting)
  • Inputs personal details. This includes:
    1. Location
    2. First Name, Last Name, Other Name
    3. Date of Birth
    4. Occupation – Salaried or Self Employed
    5. Place of work
    6. Salary Bank Name
    7. Bank Account Number
    8. Closest Branch
    9. BVN
    10. Monthly Salary Amount
  • Then agree/consent to the Terms and Conditions.
 
To Sign in to the app, take the following steps:
  • Select “Sign in”
  • Insert your username and password
  • All loans product will be displayed with the amount you are eligible to access.
 
To request a loan using the App, you are required to take the following steps:
  • Select the product, e.g. “PayDay Loan”
  • Indicate the loan amount (less than or equal to eligible amount) and enter the 4 Digit pin for authentication.
  • Loan details such as Principal Amount, Monthly Interest Rate, Management Fee, Credit Life Insurance and total repayment amount is displayed for your consent
  • You are then notified of disbursal via the App Pop-up Notification and SMS
SN DIGITAL LOAN PRODUCTS ELIGIBILITY TENOR
1 PayDay Loan Up to 75% of customer’s salary less other obligations 31 days or next Salary day
2 Salary Advance Up to 100% of customer’s salary less other obligations (*Minimum Salary = N100,000) 3 months (90 days)
3 Small Ticket Personal Loan Up to 200% of customer’s salary less other obligations (*Minimum Salary = N150,000) 6 months (180 days)
4 Device Financing 30% of customer's annual salary calculated as a factor of monthly salary less loan burden. 12 months

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