Access Money Account

Access Bank's Mobile wallet service (a.k.a Access Money Wallet), is an account which enables customers to perform simple, secure and instant financial transactions using their mobile device on any network - anytime and anywhere.

Access Money Account is a product that combines both financial and telecommunication services via all registered mobile network and phone type. It is an electronic wallet service, which allows registered customers to carry out financial transactions on their mobile devices


  • Instant account opening and operation via *901*10#.
  • Earn interest of up to 7.875%. 
  • Compatible with any phone.
  • Instant value and transfer notification.
  • Safe and secured digital banking.
  • Access to loans and card services.


  • Bill Payment
  • Funds transfer.
  • Bulk payment services.
  • Access to loans and card.
  • Mini statement generation.

Frequently Asked Questions

No, you do not need any airtime to open an Access Money Account

Simply dial *901*10# and select “Open Access Money Account with BVN/NIN” and follow the instructions.

Yes, your Access Money debit card can be used for POS transactions and on all ATM

Yes, simply dial *901#, Select transfer and follow the prompt

Simply dial *901# from your registered mobile number on AWA, and select check balance.

You can fund your Access Money Account via the funds transfer menu on your Access Bank Mobile app, instant transfers through other banks or visit any Access CLOSA Location, Access Bank branch, Any Agent location to make deposits.

  • Access CLOSA Location
  • Any Access Bank Branch
  • Any Agent Location
  • Via the ATM

- Simply dial *901# from your registered mobile number, and select other services
       - Select Enquiries
       - Select Mini Statements
       - Enter your PIN

   - Customer dials *901#
        - Choose Option 2, to change PIN with no debit card
        - Enter your date of birth in the format DDMMYYYY
        - Enter your account number
        - Create your PIN

Your money is safe because your Access Wallets Account is protected by your PIN. Replace your SIM card from your network provider. Once you activate your Access Wallets Account menu, using your PIN, you will be able to access your Access Wallets Account again.



-  They are only allowed to transfer N20,000 per single transaction; transfers above this limit can be made with the use of token. This can be requested at the branch.

  • Daily cumulative transfers of N50,000 for Access Wallets Account Tier 1

  • Daily cumulative transfers of N200,000 for Access Wallets Account Tier 2

  • Daily cumulative transfers of N500,000 for Access Wallets Account Tier 3

Get in touch with our experts

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To talk to our Human Resources Team, please call us on:
(+234) 702 608 5859

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