Access MREIF Mortgage Scheme

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The Access MREIF Mortgage Scheme is a specialized mortgage financing solution developed in partnership with the Ministry of Finance Incorporated Real Estate Investment Fund (MREIF) to support Nigeria’s affordable housing initiative. This product is designed to help Nigerians, especially low- to middle-income earners, access long-term, low-interest home loans to purchase their dream homes. 

The Access MREIF Home Loan aims to reduce the housing deficit and promote inclusive homeownership, empowering Nigerians to live better lives.

The scheme is also available to Nigerians living abroad, providing a secure and convenient way to own a home in Nigeria.

Value Proposition

  • Affordable mortgage rates at 9.75%.
  • Accelerated issuance of mortgage offer letters within 48 hours.
  • Access to pre-approved residential developments financed under MREIF.
  • Streamlined processing supported by simplified pre-approval requirements.
  • An enhanced customer experience through faster turnaround and predictable processing timelines.
  • Access to up to ₦100 million with a maximum tenor of 20 years.

Who can apply?

  • New and existing salary account holders with strong repayment capacity.
  • Professionals and business owners looking for affordable homeownership options.
  • Diaspora customers looking to purchase property through vetted projects.

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