STOCK

ACCESS BANK PLC

9.80

-0.70

18/11/2019

Individual
Current Account

More than just a bank account
We are here to make your daily banking transactions easier

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Individual Current Account

Seamless banking transactions - anytime, anywhere.

Product Features

1
  • Opening balance of N10,000
2
  • No minimum balance required
3
  • Account maintenance fee of only N1/mile
4
  • Different variants of Debit Card (based on the your preference)
5
  • Access to internet and mobile banking
6
  • Availability of cheque book
7
  • Allows direct debit instructions
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  • Third-party transactions enabled
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  • All other transactions are charged (at bank’s approved rate)

Benefits

  • Enjoy access to overdraft and loan facilities (for qualified customers) at competitive rates.
  • Remote access to your bank account
  • Monitoring of account activities from the comfort of your home/office via internet, telephone and mobile banking.
  • Third-party withdrawals
  • Convenient & flexible account opening requirements.
  • Provides account information updates via SMS/Email alerts
  • Access to cash anytime, anywhere with debit cards and ATMs

Account Opening Requirements

  • Duly completed account opening form (including signature mandate section).
  • 2 duly completed reference forms
  • Means of identification e.g. National Identity Card, Driver’s License, International Passport or Voter’s card
  • KYC Documentation of the customer
  • Valid proof of residence
  • Visitation report
  • BVN of signatory (or signatories)
  • AML risk assessment
  • 1 passport photograph
  • An opening deposit of N10, 000 (cheque/cash)

Product Pricing

Take control of your finances with our fair pricing structure:

PRICING RATE

Account Maintenance charge

N1/mille

Closure of account

Free

Cash handling fees

Free

Cost of cheque book, ATM cards and all other transactions

Charged in line with the Bankers tariff