Product Features

• Minimum opening balance of N1,000
• Zero minimum daily balance
• Interest rate of 4.2% p.a.
• Allow deposits of dividend warrants up to N10,000 (a/c payee only)
• The account is opened by the parent and held in trust for the child until the child becomes of age to operate the account
• Allows direct debit instruction

Benefits

• Opportunity to exclusively attend the Access Early Savers events.
• Membership of the Early Savers Financial Literacy Club
• Unrestricted Access to the Early Savers Microsite via https://earlysavers.accessbankplc.com 
• Free Early Savers Quarterly newsletter.
• Lodgment of dividend warrants in child’s name is allowed, subject to a maximum of N10, 000.
• Access to school fees advance (for parents)
• Ease of saving through standing order instructions
• Account is online and real time.

Restrictions

• Duly completed account opening form
• Means of address verification
• KYC Documentation of the child and guardian
• Valid proof of residence
• Visitation report
• AML risk assessment of the guardian
• 1 passport photograph each for parent/guardian and child /ward
• Parent’s means of identification- Note that a valid means of Identity with same address as quoted in the account opening package will serve both as means of ID and address verification.
• Birth certificate of the beneficiary(child)/International Passport
• Parent/ Guardian’s BVN