You can enjoy tiered interest rates; meaning the larger the balance, the higher the interest earned. Interest earned per annum accrues daily on available credit balance and is payable monthly.

Dial *901*5# to Get Started
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  • The season will run from February to December 2020.
  • Over 5,000 customers to win a total of hundreds of millions in rewards
  • 1 customer will be rewarded with the star prize Salary 4Life from each quarterly draw (Each winner will earn ₦100,000 every month for the next 20 years).
  • 3 quarterly draws will be held this season where winners will emerge from every directorate.
  • 10 winners will win ₦1,000,000 each in the monthly draws (9 monthly draws will produce 90 millionaires this season
  • Other prizes to be won in the quarterly draws  include : Rent for a year for 63 winners, Family health coverage for 21 families,, cash prizes of  ₦1,000,000, ₦500,000,  ₦100,000, ₦50,000,etc. loyalty prizes and lots more
  • This season will also feature segmented draws for Women and Senior Citizens
  • One lucky woman will win monthly shopping allowance for one year, while 9 others will win cash prizes of ₦300,000 each
  • Ten  senior citizens (50 and above ) will ₦500,000 each

Existing Customers - Just increase your DiamondXtra account balance with a minimum of N5,000 every month.

New customers - Dial *901*5# to open a DiamondXtra account now or visit any Access Bank branch. You can open a DiamondXtra account with a minimum of N5,000 and increase your balance with a minimum of N5,000 every month.

The more multiples of N5,000 you save, the higher your chances of winning.

  • Don't be left out; be a winner in the DiamondXtra Season 12 reward scheme today!!!

DiamondXtra Women Draw

In special recognition of our women, the 'W' banking team will be holding a special draw for female DiamondXtra customers. This draw which is scheduled to hold in May 13 will reward 27 women with N100,000 and 1 lucky woman will win the star prize of WXtra cash which means a N100,000 monthly allowance for a year.

To qualify for this draw, all you have to do is to open a DiamondXtra account by dialing *901*5# and fund with at least N5,000.

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Value-added benefits right for you

  • Earn competitive interest on your daily balance paid every month. (Interest is forfeited if more than 4 withdrawals are made in a month).
  • Deposit cheques from other banks directly into your account.
  • Deposit dividend warrants directly into your account.
  • Use your cheque-book to make personal withdrawals at any Access branch for free.
  • Bank at any Access branch and withdraw cash from any ATM nationwide for free.


To enjoy amazing benefits on the HealthXtra Insurance plan, Access Bank has partnered with Hygeia HMO Limited (Hygeia), the leading Health Maintenance Organization (HMO) in Nigeria and the first accredited HMO in Nigeria regulated by the National Health Insurance Scheme. With the HealthXtra plan, you no longer have to pay out of pocket for basic ailments like malaria, typhoid, upper respiratory tract infection etc. for a year. This new add-on service will be made available to you for just N6,000 per annum! 

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Additional Services


Bank anytime, anywhere 24/7 on the go with our channels

SMS notifications and alerts on all transactions

  • Access Bank In-branch Banking
  • Access Bank Online Banking
  • Access Bank Mobile Banking
  • Access Bank Line Call Centre

N5, 000 is all it takes to start

  • Only N5, 000 minimum opening balance

Save with DiamondXtra and stand a chance to win Salary4Life®

We are rewarding over 4950 customers from February to January 2020. DiamondXtra customers with a minimum of ₦5,000 in their account will have the chance to win Salary4Life, Rent for a year, Senior citizens prize and lots of other exciting cash prizes in our Monthly draws, Quarterly draws, Targeted draws, Senior Citizens draw. The lucky customers that win Salary 4 Life will earn N100, 000 every month for the next 20 years.