AccessCards

Access Bank has a variety of card products suitable for different demographics. We currently have cards suitable for individual and corporate customers, under the following card schemes:
All in one solution

Debit.Access Bank Debit Cards.

The Access Bank Debit Visa Card is an international card which allows you make payments directly from your account. The cards are unique in their wide range of service offerings and provide you with an even safer and more pleasant experience on all your card transactions.

Guaranteed uptime

Credit.Access Bank Credit Cards.

The Access Bank Credit Visa card is a dual-currency denominated payment card which allows you spend and settle in naira for domestic transactions while all your international transactions are billed and settled in US dollars.

Speed and efficiency

Prepaid.Access Bank Prepaid Cards.

The Access Bank Prepaid Card is a multi-currency reloadable payment card used for transactions across multiple channels. The card is a multi-currency card available in four currencies; NGN, GBP, USD and Euro, and is accepted globally.

More about Access Cards

All you need to know about our various cards.

Access Bank offers a bouquet of card products for individual and corporate customers under the major card schemes – Visa, MasterCard, and Verve. Our electronic payment cards are available in the following variants:

  • Credit Cards – VISA
  • Debit Cards – VISA, Verve, MasterCard
  • Prepaid Cards – VISA, Verve, MasterCard

Access Cards have multi-channel usage functionality which allows our cardholders transact globally on Point of Sales (POS) terminals, ATMs and on the Internet. Be it a Debit, Credit or Prepaid card, we have a bouquet of card types to suit every customers needs.

The Visa credit card is a dual currency denominated payment card which allows you spend and settle in naira for domestic transactions, while all your international transactions are billed and settled in US dollars. However you also have the option to settle your dollar spend/bills in Naira subject to the prevailing exchange control regulations.

With your Credit card, you don't have to wait for pay day. Simply pay for it your way, whenever you want it.

Naira Credit Card
  • Naira denominated credit card
  • Accepted at over 2 million ATMs and 30 million merchant locations, across over 220 countries globally
  • Interest free period of up to 40 days
  • Verified By Visa (VbyV) additional security for online transactions
  • Up to 50% of net monthly salary can be availed as credit limit.
  • No collateral required for salaried employees
  • Minimum monthly repayment of 15% of outstanding balance
  • No need to source for FX to repay bills
  • Available in classic variant and supplementary cards available
VISA AND MASTERCARD DEBIT CARD
  • Can be used anywhere in the world for everyday purchases and payments at Point of Sale (POS) Terminals and Online and on ATMs locally or internationally.
  • Cardholders can make Value added transactions (Airtime Purchase, Bill Payments, etc) on Quickteller
  • The value of the cards is limited to available funds in the accounts linked to the cards
  • The cards can be used to access discounts on Travels, Dining, Shopping, and Lifestyle expenses.
  • Current offers on Visa cards are available on http://visa.com.ng while current offers on MasterCard are available on www.mastercardmoments.com.
VERVE DEBIT CARD
  • The card is denominated in Naira and can only be used for local transactions
  • Cardholders can make Value added transactions (Airtime Purchase, Bill Payments, etc) on Quickteller
  • Access to discounts in Merchant locations in Nigeria.
  • Reward points can also be earned in transactions. Please visit https://www.myvervecard.com for the available offers and how to redeem earned rewards

Getting started with your Visa Credit Card

  • Collect your card, pin and VbyV pin from the branch
  • Call our contact centre on 01-2712005-7 for cardholder authentication and card activation
  • Note that some of the information provided by you during the application process will be required during the activation process.

Your Credit card is accepted in over 30 million merchant locations, 2 million ATMs in 220 countries. Please notify our contact center on 01-2712005-7 to update our travel advisory whenever you plan to travel out of the country.

Credit Card Support:
To provide you with the best of service reliability and functionalities, our 24/7 contact center in partnership with the Visa Global Customer Assistance Services (GCAS), provides proactive customer assistance to our cardholders globally on issue resolutions, enquiries etc.

Get in Touch with us

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Our HeadquartersLagos, Nigeria

Speak to Us0700CallAccess (07002255222377)

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