STOCK

ACCESS BANK PLC

8.86

-3.9%

23/06/2017

 

E- Channels

Conduct your online transactions through these various channels

E-Channels

Access e-PAY

Access e-Pay is the Access Bank's secure internet payment gateway that allows you accept payments directly into your bank account via your online shop from your customers anytime and anywhere around the world.

It is a doorway that delivers a single point of connection from your website to multiple payment processors (Interswitch, VISA & MasterCard) providing you with confirmation status with respect to the processed transaction.

Features

  • Zero sign-on & implementation cost
  • Seamless integration into your website
  • Accepts both local and international issued cards
  • Timely settlement of funds (T+1 days)
  • Merchant portal for real-time monitoring and reporting
  • Instant e-mail notification
  • Fraud management capability (ability to block suspicious IP addresses)Accepts both local and international issued cards
  • Readily available CMS plugins for websites developed with below top popular ecommerce frameworks like: WooCommerce, Magento, Zencart, OpenCart, Joomla, and Prestashop.

Benefits

(To Merchant)

  • Provides global reach for your business.
  • Increase in customer base and sales
  • Round the clock operations
  • Efficient payments received straight into bank account
  • Better and faster way of receiving payments for goods and services
  • Eliminates issues associated with cash handling and manual remittance of funds

(To Payer)

  • Instant one-stop access to all payment options (i.e. Visa, MasterCard, Interswitch etc.) via a single doorway
  • Provides extreme convenience
  • Secured payments on the internet
  • Transaction notification by email

Target Customer Segments

Fashion Life Style: Beauty, Health, Sports & Fitness
Books, Music & Movies Religious Bodies
Travel Agencies & Airlines Home and Interior Design
Gaming Sites Mobile Recharge, Internet Subscription
Shipping Distributorships
Baby, Toys & Kids Electronic Shops
Schools Online Food Ordering services
Online tutorials, education for training courses Agencies for rates and fines - LASTMA, LAWMA
Recurrent billers such as Utility Bills (waste management, water, electricity) gymnasiums, child-care, reputable NGO & charities, Cable subscription Professional bodies & institutes associations, services
Online Market Place  

Pricing

CARD SETUP FEES TRANSACTION FEE FEE BEARER
MasterCard/Verve (Local) Free 1.5% of transaction amount (subject to a maximum of N2,000) Buyer/Merchant
Visa (Local) 1.25% of transaction amount (subject to a maximum of N2,000)
MasterCard/Visa (Int'l)** 3.0% of transaction amount
NOTE:Foreign Settlement (Dollar) cycle is either bi-weekly or monthly at a charge of $50 per settlement cycle
 

SIGN-UP PROCESS (MERCHANT)

  • Merchant duly fills the application form and sent back accompanied with either Tax document or Letter of Incorporation
  • API documentation will be sent to the customer's web developer as part of the integration process.
  • After the integration and successful testing of the payment process on the website, payments by merchant's customer can begin. 
  • Merchant is provided with a portal to view transactions as they occur online real-time. 

PROCESS FLOW (CARHOLDER)

  • On the Merchant website, customer adds selected items to the shopping cart
  • Customer confirms his/her order the summary page, by a button click, to proceed the payment page
  • Customer selects card type to pay with.
  • Customer enters his card details
  • Upon a successful payment, a success message is displayed while an email notification is forwarded to the customer

     

For enquiries/clarification, please contact us on:
Telephone: +234 1- 2712005-7, +234 1-2802500
0700CallAccess, 0700225522377, 07080653300
Email: Contactcenter@ACCESSBANKPLC.com

AccessPAY

AccessPAY Collections solution makes it possible for corporate customers to receive payments, for goods and services rendered to clients/customers, lodged at any of Access Bank branches network via email or mobile SMS on each transaction.

Features

  • Electronic Receipt
  • Additional & unique payment information can be captured on
  • Who made payments?
  • What the payments were for
  • How much was paid
  • Where the payments were made
  • When the payments were made
  • Customized and uniformed narration format
  • Instant email notification to designated recipients
  • Automatic update of customer's business application (ERP) as payments are received at branches
  • Access to Corporate Portal for viewing transactions in real-time
  • Zero sign-on & implementation cost

Benefits

  • Enables fast and easy payment processes
  • Reduces the risk & cost associated with handling cash.
  • Online portal for monitoring of transaction log available
  • Captures unique identifier(s) for reconciliation of invoice related transactions

Target Customer Segments

  • Corporates in the supply business of goods and services nationwide with the need to capture unique identifying information on each respective payment.
  • Corporates with high volume of cash and cheque deposits at branch level

Pricing

  • Transaction Fee of N105 flat (VAT inclusive) bearable by biller or payer

Sign-Up Process

The customer must provide the following
  • A sign-off MOU between Bank and Corporate Customer
  • Customization requirement form (Optional).
  • The list of designated users to be given viewing and notification rights on the collection's activities

PROCESS FLOW (PAYER)

  • Payer walks into any or nearest bank branch, fills a deposit slip and presents at paying counter.
  • Tellers logs on to AccessPAY platform, selects the product
  • Under the product, initiate a payment process for the payer
  • The BSH confirms and authorizer the payment
  • Upon a successful payment, a success message is displayed, an e-receipt is generated and issued to the payer
 

EbillsPAY

EbillsPAY is an account-based, online product that facilitates the bill payments and other remittances from an account. It enables customers make payments in real-time to corporates. It ensures instant credit of payments and receipt of collections on behalf of Billers/Merchant on the platform.


Available Channels

  • Internet Banking
  • Bank Branches

Features

  • Zero sign-on & implementation cost
  • Payments can be made to any registered Biller of EbillsPAY service with the assurance of receipt of value in online real-time mode
  • The service leverages the NIP service, as such, there is seamless and straight-through processing from the initiation point to the beneficiary account
  • Other payment services that require the use of cards, EbillsPAY is based on Account numbers of bank customers
  • The service provides a means of notifying Billers of payments made by their customers via SMS or email, in real-time
  • EbillsPAY has the capability to integrate with the core business application of the customer enabling automatic updates of payment records of each customer

Benefits

To Biller

  • Seamless payments from any bank in Nigeria real-time via the bank's branch or Internet banking platform.
  • Instant value in Corporate's account
  • No limit on the transaction value.
  • Captures unique identifier(s) for reconciliation of invoice related transactions
  • Convert all bank branches into payment centres

To Payer

  • Provides convenience and capability to make payments at the nearest bank branch or via your personal internet banking profile
  • Secured payments on the internet
  • Transaction notification by email

Target Customer Segments

  • Corporates in the supply business of goods and services nationwide with the need to capture unique identifying information on each respective payment.

  • Corporates with high volume of cash and cheque deposits at branch level

Pricing

  • Transaction Fee of N105 flat (VAT inclusive) bearable by biller or payer

 
SIGN-UP PROCESS (MERCHANT)

Biller must fill and send back the following documentations

  • An application form
  • A sign-off EbillsPAY Agreement between the Bank and the Biller
  • Customization requirement form (Optional).
  • Webservice interface to validate all forms of captured payment information and also the fields to be returned upon successful authentication (Optional).
  • Provide technical team with web service methods, descriptions, error-code list and other necessary details (Optional).
  • Provide required fields to be returned for notification of successful payments

PROCESS FLOW (CARHOLDER)

In Branch

  • Payer walks into any or nearest bank branch, fills a deposit slip and presents at paying counter.
  • Tellers logs on to EbillsPAY platform, selects the Biller's product
  • Under the product, initiate a payment process for the payer
  • The BSH confirms and authorizer the payment
  • Upon a successful payment, a success message is displayed, an e-receipt is generated and issued to the paye

Internet Banking

  • Payer Logs into his/her bank's internet banking profile
  • Payer selects 'Biller name', under Biller Menu
  • Payer enters the required details for remittance
  • Payer confirms bill payment on summary page and proceed to payment
  • Upon a successful payment, a success message is displayed while an email or SMS notification is forwarded to the Payer's mail box