Access Bank *901# Mobile Banking

Open an account with *901*0#

How To:

Dial *901*0# and follow the text prompts, you can either open an account by using your BVN number or by providing your personal details as prompted. Upon provision of the required details, you will receive an SMS with details of your new account number.


  • Open an account from anywhere without visiting the branch.
  • Service does not require filling of forms.
  • No minimum opening balance is required.


  • Service attracts no charge.

Airtime Purchase




(Airtime TopUp for Self)

Just dial *901*Amount# (e.g: *901*1000#) on your phone, wait for the success message and start making calls.


(Airtime TopUp for Friends and Family)

To buy airtime for friends, family members and other third party individuals, simply dial *901*Amount*Phone Number#.


  • Service is available to all network subscribers (Glo, MTN, Airtel and Etisalat).
  • Airtime transaction code can only work on phone number connected to your Access Bank Account.
  • Money is debited directly from your Access Account.
  • Service attracts no charges (both self and others).


  • Airtime can be purchased anytime, anywhere.
  • It is very easy to use.

Transfer money with *901#


(Transfer to an Access Bank account)

Simply dial *901*1*AMOUNT*NUBAN Account Number# (e.g: *901*1*1000*1234512345#) from your phone number, then authenticate with the last four digits of your BVN.

(Transfer to other banks)

Dial *901*2*AMOUNT*NUBAN Account Number# e.g *901*2*1000*1234512345#) from your phone. Then authenticate with the last four digits of your BVN.


  • Authentication requires the last four digits of your BVN.
  • Money is debited directly from the Access Account connected to the phone number used.
  • Service attracts N20 charge (Transfers to Access Bank).
  • Service attracts N50 + N2.50 (VAT) charges (Transfers to Other Banks).


  • It's fast, convenient, and secure.
  • Available 24/7.
  • It saves you the stress of queuing up in the banking halls.

Merchants/Bills Payment

Pay your bills with *901*3#

Now you can also pay your bills ... Simply dial *901*3# and follow the text prompts that show up.


  • It's fast, convenient and secure.
  • Available 24/7.
  • Pay all utility bills from the comfort of wherever you are.


  • Merchant payment attracts no charge.
  • Bill payment attracts N100 charge.
  • OTP generation for payments is free.

Payments to PayWithCapture Merchants with *901*3*AMOUNT*MERCHANT ID#

Making payments at stores just got easier. For merchants registered on PayWithCapture, simply ask for the Merchant's code and insert in the USSD to make payments.

Generate OneTimePasswords (OTP) for PayWithCapture Transactions

Simply dial *901*4*1# to generate OTPs for all PayWithCapture transactions, and start transacting with ease.

Check your Account Balance with *901*5#


Simply Dial *901*5# on your Access Bank registered phone number, you will be prompted to provide the last four digits of your BVN. Your account balance is immediately generated after this has been provided.


  • Check the status of your account any time, wherever you are.
  • Service is free of charge.


  • Service attracts no charge.