The Access Bank Call Account allows you to save your funds while maintaining liquidity and earning interest. This is a good way to save your funds so that you are not locked in should you require cash urgently.

The features of the account are as follows:

• Monthly statement of account transactions
• A highly competitive interest rate
• Deposits can be made from any of our branches nationwide
• Offers a link with your Access Bank Current Account
• Transaction statements are available upon request

Kindly note that this account is subject to a withholding tax of 10% of the total interest accrued.

Our Term Deposit consists of the following:

• Bank Deposits: At Access Bank we accept deposits from tenors varying from 30 days. The interest paid on this product is subject to withholding tax.
• Bankers Acceptances (BA): These are investments in commercial notes that are guaranteed by Access Bank for tenors ranging from 30days to180days. The interest on this product is paid upfront and is not subject to withholding tax.
• Commercial Papers (CP): A commercial paper is a commercial note that is issued by banks to blue chip customers for tenors ranging from 90 days to 180 days. They are also discounted securities and are not subject to withholding tax. At Access Bank, CPs offer the highest yield among all our deposit products.

The Access Bank Term Deposits products also offer the following added benefits:

• Highly flexible tenors (Ranging from 30 days to 1 year)
• Highly competitive interest rate.
• Flexible interest payment. It can be:
  • Paid monthly
  • Added to your investment and reinvested for another term
  • Paid directly to your account
• No bank charges on any deposit products
• Provision of confirmation letter within 24 hours of banking the deposit
• Contact will be made with you 1 week before maturity of the deposit, to request for instructions on the next step

Upon maturity of your deposit, we offer the following options:

• Rollover your deposit automatically. Liquidate in part or in full and have your funds paid to you in the same day
• Place your funds in an Access Bank Call Account while you decide on the next step