A key characteristic of our operating model is the Division’s unique ability to combine the Bank’s financing capabilities to offer existing and potential clients an increasingly broad range of Investment Banking products and services. Consequently, as the Bank’s capacity, reach and market share increased, particularly during the 2007/8 financial year, our Investment Banking business underwent a significant and progressive restructuring culminating in the emergence of two full-fledged Groups, Corporate Finance Group and Treasury & Assets Management. This reinvigorated Division is driven by Ebenezer Olufowose, the erstwhile Executive Director, Corporate Finance of the Citigroup, who joined Access Bank in 2007, with the primary responsibility to reposition the Bank’s Investment Banking business.