The Commercial banking division focuses on serving all non-institutional clients within the value chain of the Banks large, corporate customers. This is achieved through the distribution of both commercial and retail offerings as well as other structured local and foreign organizations with turn over in excess of N500 million.
The current divisional structure has seen the retail banking business being brought to the limelight to play significant in the volume of business captured under the value chain model. The structure recognizes the importance of banking the individuals and small businesses that complete the total value chain of our clients.
The Commercial banking business is built around transparency and accountability, maintaining sound management practices of equal opportunity, fairness and discipline. These values can be seen in the conduct of the division’s relationship teams and the overall quality of our service delivery. The division conducts its business from over 120 branches nationwide.
Outline are the products and services from the division and the target market.
INDIVIDUALS
- Standard savings
- Access Advantage
- Solo
- Standard Current
- Access Premier
- Mpower Salary
- Access Mobile
- Access Online
TRADING
- Dollar Derivative Facility
- Bills For Collection
- Cash Management Collections
- Vehicle Fleet finance
- Point of Sale (POS)
- Bills collection
- Mpower Salary
MANUFACTURING
- Dollar derivative facility
- Bills For Collection
- Vehicle Fleet Finance
- Point of Sale (POS)
- Mpower Salary
HOSPITALITY
- Mpower Biz
- Point of Sale (POS)
- Vehicle Fleet Finance
- Mpower Salary
SCHOOLS/ EDUCATIONAL INSTITUTIONS
- Facility Upgrade Support Scheme
- Campus Access
- Access Pay
- Access direct
- Vehicle Fleet Finance
- Access e-Cash Cards
- Mpower Salary
HNI/UHNI
- VisaCard
- Auto Online
- Mpower executive
- Access Link
- Access e-Cash Cards
- Share Purchase Lending
PARTNERSHIPS/PROFESSIONALS
- Access e-Cash Cards
- VisaCard
- Mpower executive
- Mpower Biz
- Vehicle fleet Finance
- Mpower Salary
ENERGY SERVICES
- Mpower Salary
- Dollar Derivative facility
- Bill for collection
- Vehicle Fleet Finance
CHURCHES/RELGIOUS BODIES
- Vehicle Fleet Finance
- Cash Management Collection
CONSTRUCTION/ENGINEERING
- Mpower Salary
- Dollar Derivative facility
- Bill For Collection
- Vehicle Fleet Finance
DREDGING
- Dollar Derivative facility
- Bill For Collection
- Vehicle Fleet Finance
REAL ESTATE
- Real Estate Investment Trust Scheme
- Collaterised Mortagage Obligations
BUREAU DE CHANGE
SECURITY & AMORY
- Dollar Derivative facility
- Bill For Collection
- Vehicle Fleet Finance
ASSET MANAGEMENT
- Stock Brokers Credit Program
- Cash –back ed Stock Acquisition
- Asset-backed Stock Acquisition
INFORMATION TECHNOLOGY
- Dollar Derivative facility
- Bill For Collection
- Vehicle Fleet Finance
- ART & CULTURE/CREATIVITY
- Point of Sale (POS)
TRANSPORTATION
- Vehicle Fleet Finance
- Point of Sale (POS)
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